LAYAWAY POLICY

1.  ONLY ORDERS OVER $50.00 QUALIFY FOR LAYAWAY.

     2.    I REQUIRE A PAYMENT OF 25%  NON-REFUNDABLE  IN ORDER TO PLACE

            THE ITEMS ON HOLD. 90 DAYS .

     3.    ORDERS OVER $200.00, HOLD FOR 150 DAYS.

     4.    LAYAWAY  PAYMENTS NEED TO BE MADE ACCORDING TO YOUR

            SCHEDULE  WHICH I 'LL SEND TO YOU ONLY ONCE. IF PAYMENTS NOT

            MADE ACCORDANLY  ORDERS WILL BE CANCELED.

     5.     LAYAWAY ORDERS WILL BE TAKEN BY PHONE  OR FAX  (ONLY).

     6.     PAYMENTS GOING TO BE LATE PLEASE NOTIFY THE OFFICE BEFORE   YOUR

             ORDERS ARE CANCELED.

VICKIESGIFTS                                                               OFFICE HOURS

5689 MIDDENDORF RD                                                  MONDAY-FRIDAY   9-6

HARTSVILLE, SC 29550                                                 SATURDAY            9-1

1-843-307-1750                                                               SUNDAY            CLOSED

1-843-335-5939   FAX: